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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,973 | $108,285-92.6% | $77,552-89.7% | $158,982-95.0% |
| Participation rate | 37.5% | 64.4%-26.9pp | 54.2%-16.7pp | 82.0%-44.5pp |
| Annual return | 6.81% | 31.69%-24.9pp | 54.82%-48.0pp | 302.99%-296.2pp |
| Employer contribution / active EE | $111 | $1,325-91.6% | $987-88.7% | $4,763-97.7% |
| Participant deferral / active EE | $451 | $2,455-81.6% | $1,861-75.8% | $5,983-92.5% |
| Admin fee / account holder | $6,126 | $3,709+65.2% | $2,859+114.3% | $11,252-45.6% |