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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,798 | $109,344-96.5% | $89,400-95.8% | $158,950-97.6% |
| Participation rate | 77.8% | 74.3%+3.5pp | 68.0%+9.8pp | 82.0%-4.2pp |
| Annual return | 4.14% | 345.73%-341.6pp | 245.64%-241.5pp | 302.91%-298.8pp |
| Employer contribution / active EE | $0 | $3,170-100.0% | $2,586-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,265 | $4,599-72.5% | $3,890-67.5% | $5,983-78.8% |
| Admin fee / account holder | $8,610 | $6,154+39.9% | $4,882+76.4% | $11,248-23.5% |