Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
FINANXIAL, CORP.3+ years Service code 26 · EIN 66-0591759 | Advisory (Participants) | $6,040 |
Service code 15 · EIN 16-1503696 | Recordkeeping | $3,685 |
BPAS3+ years Filed as: BPAS TRUST COMPANY OF PUERTO RICO Service code 19 · EIN 66-0795542 | Securities Custodian | $767 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,942 | $44,714-88.9% | $91,225-94.6% | $66,938-92.6% |
| Participation rate | 72.0% | 65.0%+6.9pp | 73.2%-1.2pp | 69.8%+2.1pp |
| Annual return | -13.93% | -12.25%-1.7pp | 114.12%-128.0pp | 1.58%-15.5pp |
| Employer contribution / active EE | $1,311 | $1,710-23.3% | $2,851-54.0% | $2,545-48.5% |
| Participant deferral / active EE | $622 | $3,355-81.5% | $4,233-85.3% | $4,238-85.3% |
| Admin fee / account holder | $61 | $521-88.3% | $5,422-98.9% | $594-89.7% |