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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,696 | $49,897-72.6% | $80,648-83.0% | $75,177-81.8% |
| Participation rate | 100.0% | 55.3%+44.7pp | 67.0%+33.0pp | 67.2%+32.8pp |
| Annual return | 12.56% | 34.68%-22.1pp | 937.21%-924.7pp | 160.75%-148.2pp |
| Employer contribution / active EE | $782 | $1,699-54.0% | $2,724-71.3% | $2,671-70.7% |
| Participant deferral / active EE | $2,329 | $2,992-22.2% | $4,443-47.6% | $4,126-43.6% |
| Admin fee / account holder | $2,946 | $3,579-17.7% | $5,382-45.3% | $5,651-47.9% |