Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,483 | $41,824+18.3% | $136,833-63.8% | $69,733-29.0% |
| Participation rate | 33.3% | 29.3%+4.0pp | 59.0%-25.7pp | 62.5%-29.1pp |
| Annual return | 10.71% | 13.53%-2.8pp | 35.32%-24.6pp | 15.22%-4.5pp |
| Employer contribution / active EE | $1 | $494-99.9% | $1,319-100.0% | $2,250-100.0% |
| Participant deferral / active EE | $1,229 | $1,105+11.2% | $2,441-49.7% | $3,054-59.8% |
| Admin fee / account holder | $11,730 | $2,895+305.2% | $4,706+149.3% | $3,102+278.2% |