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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,136 | $121,701-69.5% | $104,639-64.5% | $158,982-76.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 7.14% | 465.72%-458.6pp | 340.67%-333.5pp | 302.99%-295.8pp |
| Employer contribution / active EE | $0 | $3,165-100.0% | $2,682-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,303 | $4,176-68.8% | $3,738-65.1% | $5,983-78.2% |
| Admin fee / account holder | $525 | $7,778-93.3% | $6,465-91.9% | $11,252-95.3% |