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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,925 | $165,381-56.5% | $149,730-52.0% | $158,966-54.8% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 21.74% | 348.29%-326.6pp | 276.70%-255.0pp | 302.95%-281.2pp |
| Employer contribution / active EE | $3,727 | $5,104-27.0% | $4,645-19.8% | $4,762-21.7% |
| Participant deferral / active EE | $10,171 | $7,182+41.6% | $6,843+48.6% | $5,983+70.0% |
| Admin fee / account holder | $1,782 | $10,809-83.5% | $9,310-80.9% | $11,250-84.2% |