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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,457 | $148,623-2.1% | $135,974+7.0% | $139,466+4.3% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 28.31% | 79.30%-51.0pp | 68.30%-40.0pp | 373.66%-345.3pp |
| Employer contribution / active EE | $3,415 | $5,246-34.9% | $4,859-29.7% | $4,754-28.2% |
| Participant deferral / active EE | $11,333 | $8,103+39.9% | $7,760+46.0% | $6,712+68.8% |
| Admin fee / account holder | $9,196 | $12,406-25.9% | $10,767-14.6% | $11,409-19.4% |