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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,052 | $117,829+139.4% | $102,423+175.4% | $145,877+93.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 28.72% | 31.83%-3.1pp | 29.42%-0.7pp | 551.28%-522.6pp |
| Employer contribution / active EE | $26,369 | $3,615+629.5% | $3,023+772.3% | $4,663+465.5% |
| Participant deferral / active EE | $13,794 | $5,732+140.6% | $5,054+172.9% | $6,691+106.2% |
| Admin fee / account holder | $1,193 | $13,335-91.1% | $9,455-87.4% | $13,402-91.1% |