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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,488 | $197,603+1.0% | $177,827+12.2% | $158,950+25.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 4.92% | 58.76%-53.8pp | 48.32%-43.4pp | 302.91%-298.0pp |
| Employer contribution / active EE | $13,170 | $6,698+96.6% | $5,918+122.5% | $4,762+176.6% |
| Participant deferral / active EE | $10,120 | $8,404+20.4% | $7,713+31.2% | $5,983+69.2% |
| Admin fee / account holder | $4,312 | $15,402-72.0% | $12,429-65.3% | $11,248-61.7% |