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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CBIZ INVESTMENT ADVISORY SERVICES Service code 27 · EIN 81-3968784 | Advisory (Plan) | $55,190 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $45,568 |
Filed as: CBIZ Service code 49 · EIN 31-1582098 | Other Services | $9,908 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,177 | $78,562+148.4% | $105,608+84.8% | $74,429+162.2% |
| Participation rate | 99.2% | 72.8%+26.4pp | 75.3%+23.9pp | 67.2%+32.0pp |
| Annual return | 14.59% | 15.94%-1.3pp | 116.50%-101.9pp | 1368.38%-1353.8pp |
| Employer contribution / active EE | $10,464 | $2,521+315.0% | $3,167+230.4% | $2,625+298.7% |
| Participant deferral / active EE | $9,567 | $4,321+121.4% | $5,010+91.0% | $4,348+120.0% |
| Admin fee / account holder | $351 | $2,217-84.2% | $11,028-96.8% | $1,944-82.0% |