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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,103 | $138,114-43.5% | $125,391-37.7% | $134,545-42.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.34% | 750.88%-768.2pp | 572.41%-589.8pp | 418.37%-435.7pp |
| Employer contribution / active EE | $29,913 | $5,246+470.2% | $4,816+521.1% | $4,742+530.9% |
| Participant deferral / active EE | $27,000 | $7,801+246.1% | $7,448+262.5% | $6,401+321.8% |
| Admin fee / account holder | $670 | $11,570-94.2% | $10,009-93.3% | $11,431-94.1% |