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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,934 | $167,353-67.8% | $143,797-62.5% | $134,545-59.9% |
| Participation rate | 68.2% | 84.8%-16.6pp | 80.3%-12.1pp | 81.2%-13.1pp |
| Annual return | -15.95% | 0.48%-16.4pp | -0.04%-15.9pp | 418.37%-434.3pp |
| Employer contribution / active EE | $2,194 | $5,620-61.0% | $4,952-55.7% | $4,742-53.7% |
| Participant deferral / active EE | $4,826 | $6,447-25.1% | $5,638-14.4% | $6,401-24.6% |
| Admin fee / account holder | $353 | $18,096-98.0% | $14,679-97.6% | $11,431-96.9% |