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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,127 | $72,273-52.8% | $101,275-66.3% | $79,856-57.3% |
| Participation rate | 43.0% | 68.5%-25.4pp | 75.8%-32.8pp | 69.6%-26.6pp |
| Annual return | 74.78% | 22.30%+52.5pp | 46.48%+28.3pp | 31.71%+43.1pp |
| Employer contribution / active EE | $1,013 | $2,691-62.4% | $3,660-72.3% | $2,471-59.0% |
| Participant deferral / active EE | $2,360 | $3,282-28.1% | $4,371-46.0% | $3,741-36.9% |
| Admin fee / account holder | $389 | $4,401-91.2% | $5,948-93.5% | $5,306-92.7% |