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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,108 | $98,766-67.5% | $149,730-78.6% | $79,852-59.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 54.66% | 27.43%+27.2pp | 276.70%-222.0pp | 31.72%+22.9pp |
| Employer contribution / active EE | $4,651 | $3,217+44.6% | $4,645+0.1% | $2,471+88.2% |
| Participant deferral / active EE | $9,763 | $5,681+71.9% | $6,843+42.7% | $3,740+161.0% |
| Admin fee / account holder | $498 | $6,052-91.8% | $9,310-94.7% | $5,306-90.6% |