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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,622 | $89,370-26.6% | $141,197-53.5% | $72,976-10.1% |
| Participation rate | 97.8% | 75.1%+22.7pp | 82.5%+15.3pp | 69.5%+28.3pp |
| Annual return | 25.71% | 111.88%-86.2pp | 71.41%-45.7pp | 81.02%-55.3pp |
| Employer contribution / active EE | $3,215 | $3,115+3.2% | $4,736-32.1% | $2,440+31.8% |
| Participant deferral / active EE | $8,916 | $5,419+64.5% | $6,710+32.9% | $3,608+147.1% |
| Admin fee / account holder | $7,170 | $5,957+20.4% | $10,265-30.2% | $5,124+39.9% |