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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,720 | $157,304-18.2% | $141,197-8.8% | $152,909-15.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.81% | 64.34%-37.5pp | 71.41%-44.6pp | 345.46%-318.7pp |
| Employer contribution / active EE | $4,056 | $5,263-22.9% | $4,736-14.4% | $4,764-14.9% |
| Participant deferral / active EE | $15,070 | $7,111+111.9% | $6,710+124.6% | $5,851+157.5% |
| Admin fee / account holder | $818 | $12,126-93.3% | $10,265-92.0% | $11,601-92.9% |