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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,699 | $93,064-53.0% | $74,577-41.4% | $273,972-84.0% |
| Participation rate | 50.0% | 74.9%-24.9pp | 68.1%-18.1pp | 83.0%-33.0pp |
| Annual return | 6.15% | 26.18%-20.0pp | 20.47%-14.3pp | 41.46%-35.3pp |
| Employer contribution / active EE | $1,150 | $3,160-63.6% | $2,525-54.5% | $4,869-76.4% |
| Participant deferral / active EE | $3,662 | $4,160-12.0% | $3,458+5.9% | $5,287-30.7% |
| Admin fee / account holder | $115 | $5,273-97.8% | $4,138-97.2% | $10,133-98.9% |