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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $617,331 | $138,114+347.0% | $125,391+392.3% | $134,545+358.8% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -21.87% | 750.88%-772.8pp | 572.41%-594.3pp | 418.37%-440.2pp |
| Employer contribution / active EE | $4,489 | $5,246-14.4% | $4,816-6.8% | $4,742-5.3% |
| Participant deferral / active EE | $11,708 | $7,801+50.1% | $7,448+57.2% | $6,401+82.9% |
| Admin fee / account holder | $0 | $11,570-100.0% | $10,009-100.0% | $11,431-100.0% |