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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,139 | $93,598-19.7% | $135,974-44.7% | $75,1730% |
| Participation rate | 96.1% | 75.2%+20.9pp | 81.9%+14.2pp | 67.2%+28.9pp |
| Annual return | 17.51% | 30.89%-13.4pp | 68.30%-50.8pp | 160.72%-143.2pp |
| Employer contribution / active EE | $3,104 | $3,538-12.3% | $4,859-36.1% | $2,671+16.2% |
| Participant deferral / active EE | $10,941 | $6,405+70.8% | $7,760+41.0% | $4,126+165.1% |
| Admin fee / account holder | $909 | $6,978-87.0% | $10,767-91.6% | $5,651-83.9% |