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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,529 | $209,336-23.3% | $197,124-18.6% | $137,256+17.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.98% | 48.09%-31.1pp | 44.34%-27.4pp | 220.34%-203.4pp |
| Employer contribution / active EE | $10,427 | $6,591+58.2% | $6,227+67.4% | $4,156+150.9% |
| Participant deferral / active EE | $6,524 | $9,614-32.1% | $9,135-28.6% | $6,407+1.8% |
| Admin fee / account holder | $2,666 | $17,308-84.6% | $16,298-83.6% | $12,270-78.3% |