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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,529 | $275,752-41.8% | $256,809-37.5% | $198,609-19.2% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 16.98% | 34.81%-17.8pp | 32.73%-15.7pp | 202.70%-185.7pp |
| Employer contribution / active EE | $10,427 | $7,721+35.0% | $7,263+43.6% | $5,055+106.2% |
| Participant deferral / active EE | $6,524 | $10,037-35.0% | $9,520-31.5% | $6,977-6.5% |
| Admin fee / account holder | $2,666 | $25,716-89.6% | $25,146-89.4% | $19,030-86.0% |