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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,368 | $29,716+12.3% | $56,077-40.5% | $80,925-58.8% |
| Participation rate | 12.9% | 41.7%-28.8pp | 52.5%-39.6pp | 67.7%-54.8pp |
| Annual return | 16.28% | 35.30%-19.0pp | 1709.28%-1693.0pp | 35.65%-19.4pp |
| Employer contribution / active EE | $948 | $671+41.3% | $1,040-8.9% | $2,756-65.6% |
| Participant deferral / active EE | $1,517 | $1,228+23.5% | $1,954-22.4% | $4,299-64.7% |
| Admin fee / account holder | $0 | $2,432-100.0% | $2,825-100.0% | $6,940-100.0% |