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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,225 | $217,432-44.2% | $185,849-34.8% | $167,536-27.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 19.23% | 148.42%-129.2pp | 122.10%-102.9pp | 478.82%-459.6pp |
| Employer contribution / active EE | $9,997 | $5,875+70.2% | $5,169+93.4% | $4,839+106.6% |
| Participant deferral / active EE | $5,276 | $6,357-17.0% | $5,569-5.3% | $6,342-16.8% |
| Admin fee / account holder | $802 | $19,818-96.0% | $16,244-95.1% | $12,315-93.5% |