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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,410 | $148,629-14.9% | $135,982-7.0% | $139,487-9.4% |
| Participation rate | 78.6% | 83.9%-5.3pp | 81.9%-3.4pp | 80.3%-1.8pp |
| Annual return | 21.73% | 79.33%-57.6pp | 68.32%-46.6pp | 373.84%-352.1pp |
| Employer contribution / active EE | $4,211 | $5,247-19.7% | $4,859-13.3% | $4,755-11.4% |
| Participant deferral / active EE | $10,709 | $8,102+32.2% | $7,760+38.0% | $6,713+59.5% |
| Admin fee / account holder | $4,589 | $12,406-63.0% | $10,767-57.4% | $11,407-59.8% |