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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,097 | $154,228+25.9% | $145,433+33.5% | $137,256+41.4% |
| Participation rate | 78.6% | 83.8%-5.2pp | 82.1%-3.5pp | 80.0%-1.4pp |
| Annual return | 18.86% | 74.59%-55.7pp | 66.58%-47.7pp | 220.34%-201.5pp |
| Employer contribution / active EE | $4,005 | $4,804-16.6% | $4,554-12.1% | $4,156-3.6% |
| Participant deferral / active EE | $12,608 | $8,216+53.4% | $7,897+59.6% | $6,407+96.8% |
| Admin fee / account holder | $4,182 | $14,344-70.8% | $13,129-68.2% | $12,270-65.9% |