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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,363 | $124,346+35.4% | $111,308+51.3% | $167,536+0.5% |
| Participation rate | 58.8% | 79.6%-20.8pp | 77.3%-18.5pp | 82.1%-23.3pp |
| Annual return | 18.85% | 37.45%-18.6pp | 54.67%-35.8pp | 478.82%-460.0pp |
| Employer contribution / active EE | $2,217 | $3,437-35.5% | $2,732-18.8% | $4,839-54.2% |
| Participant deferral / active EE | $4,919 | $5,182-5.1% | $4,487+9.6% | $6,342-22.4% |
| Admin fee / account holder | $86 | $10,621-99.2% | $7,965-98.9% | $12,315-99.3% |