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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,367 | $124,425+23.3% | $112,040+36.9% | $137,256+11.7% |
| Participation rate | 86.4% | 79.3%+7.1pp | 76.5%+9.9pp | 80.0%+6.4pp |
| Annual return | 16.29% | 24.72%-8.4pp | 24.52%-8.2pp | 220.34%-204.1pp |
| Employer contribution / active EE | $3,053 | $3,411-10.5% | $2,954+3.3% | $4,156-26.6% |
| Participant deferral / active EE | $6,653 | $5,718+16.3% | $5,098+30.5% | $6,407+3.8% |
| Admin fee / account holder | $4,101 | $15,207-73.0% | $12,098-66.1% | $12,270-66.6% |