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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,354 | $72,486-44.3% | $87,103-53.7% | $72,976-44.7% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.9%+19.4pp | 69.5%+26.8pp |
| Annual return | 25.22% | 24.46%+0.8pp | 28.19%-3.0pp | 81.02%-55.8pp |
| Employer contribution / active EE | $3,433 | $1,894+81.3% | $2,521+36.2% | $2,440+40.7% |
| Participant deferral / active EE | $3,680 | $3,270+12.5% | $4,049-9.1% | $3,608+2.0% |
| Admin fee / account holder | $1,535 | $5,055-69.6% | $7,491-79.5% | $5,124-70.0% |