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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,187,315 | $185,905+1614.5% | $170,057+1774.3% | $139,487+2185.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.30% | 60.56%-50.3pp | 53.42%-43.1pp | 373.84%-363.5pp |
| Employer contribution / active EE | $13,024 | $7,597+71.4% | $6,790+91.8% | $4,755+173.9% |
| Participant deferral / active EE | $26,250 | $11,627+125.8% | $10,411+152.1% | $6,713+291.1% |
| Admin fee / account holder | $131,164 | $15,397+751.9% | $12,826+922.6% | $11,407+1049.8% |