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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,985 | $129,960-81.5% | $104,299-77.0% | $134,545-82.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -23.93% | 42.06%-66.0pp | 24.62%-48.5pp | 418.37%-442.3pp |
| Employer contribution / active EE | $1,637 | $4,186-60.9% | $3,373-51.5% | $4,742-65.5% |
| Participant deferral / active EE | $4,535 | $5,589-18.9% | $4,626-2.0% | $6,401-29.2% |
| Admin fee / account holder | $380 | $9,324-95.9% | $7,339-94.8% | $11,431-96.7% |