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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,951 | $156,398-9.2% | $147,318-3.6% | $138,895+2.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.69% | 78.75%-63.1pp | 70.43%-54.7pp | 145.39%-129.7pp |
| Employer contribution / active EE | $4,389 | $4,853-9.6% | $4,593-4.4% | $4,194+4.6% |
| Participant deferral / active EE | $14,560 | $8,237+76.8% | $7,906+84.2% | $6,396+127.6% |
| Admin fee / account holder | $937 | $14,976-93.7% | $13,708-93.2% | $12,562-92.5% |