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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,617 | $54,763-93.4% | $90,324-96.0% | $72,976-95.0% |
| Participation rate | 82.5% | 65.2%+17.3pp | 73.3%+9.2pp | 69.5%+13.0pp |
| Annual return | 23.18% | 30.63%-7.5pp | 78.15%-55.0pp | 81.02%-57.8pp |
| Employer contribution / active EE | $0 | $2,093-100.0% | $2,856-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $956 | $2,887-66.9% | $3,885-75.4% | $3,608-73.5% |
| Admin fee / account holder | $426 | $3,973-89.3% | $5,356-92.0% | $5,124-91.7% |