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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,663 | $63,346-9.0% | $92,240-37.5% | $70,126-17.8% |
| Participation rate | 96.0% | 68.7%+27.3pp | 76.5%+19.5pp | 69.5%+26.5pp |
| Annual return | 17.82% | 530.19%-512.4pp | 176.29%-158.5pp | 73.15%-55.3pp |
| Employer contribution / active EE | $2,577 | $2,471+4.3% | $3,680-30.0% | $2,343+10.0% |
| Participant deferral / active EE | $4,968 | $2,854+74.1% | $3,897+27.5% | $3,332+49.1% |
| Admin fee / account holder | $1,273 | $3,841-66.9% | $5,194-75.5% | $4,645-72.6% |