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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,290 | $111,830+57.6% | $93,696+88.2% | $145,884+20.8% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 8.50% | 204.08%-195.6pp | 133.74%-125.2pp | 551.85%-543.4pp |
| Employer contribution / active EE | $1,131 | $3,093-63.4% | $2,422-53.3% | $4,662-75.8% |
| Participant deferral / active EE | $12,582 | $4,920+155.7% | $4,417+184.9% | $6,690+88.1% |
| Admin fee / account holder | $40 | $10,249-99.6% | $8,287-99.5% | $13,392-99.7% |