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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,648 | $75,832-88.6% | $147,617-94.1% | $59,633-85.5% |
| Participation rate | 49.2% | 71.6%-22.4pp | 84.6%-35.4pp | 68.7%-19.5pp |
| Annual return | -3.01% | 0.37%-3.4pp | 61.98%-65.0pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $531 | $3,485-84.7% | $5,564-90.4% | $2,203-75.9% |
| Participant deferral / active EE | $1,148 | $3,131-63.3% | $4,895-76.5% | $3,192-64.0% |
| Admin fee / account holder | $25 | $5,986-99.6% | $11,612-99.8% | $4,297-99.4% |