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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,321 | $45,343-6.7% | $150,298-71.8% | $67,986-37.8% |
| Participation rate | 36.9% | 51.9%-15.0pp | 77.8%-40.9pp | 57.2%-20.3pp |
| Annual return | 18.83% | 33.28%-14.4pp | 62.79%-44.0pp | 31.67%-12.8pp |
| Employer contribution / active EE | $587 | $1,462-59.8% | $4,154-85.9% | $2,019-70.9% |
| Participant deferral / active EE | $1,369 | $2,055-33.4% | $5,453-74.9% | $3,358-59.2% |
| Admin fee / account holder | $1,206 | $2,250-46.4% | $14,116-91.5% | $3,203-62.4% |