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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,131 | $49,896-43.6% | $80,627-65.1% | $75,173-62.6% |
| Participation rate | 33.9% | 55.3%-21.4pp | 67.0%-33.1pp | 67.2%-33.3pp |
| Annual return | 18.66% | 34.67%-16.0pp | 936.76%-918.1pp | 160.72%-142.1pp |
| Employer contribution / active EE | $777 | $1,699-54.3% | $2,723-71.5% | $2,671-70.9% |
| Participant deferral / active EE | $2,124 | $2,992-29.0% | $4,443-52.2% | $4,126-48.5% |
| Admin fee / account holder | $228 | $3,578-93.6% | $5,381-95.8% | $5,651-96.0% |