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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,536 | $198,462+19.7% | $170,439+39.4% | $147,585+60.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 11.99% | 257.30%-245.3pp | 205.94%-193.9pp | 578.58%-566.6pp |
| Employer contribution / active EE | $5,034 | $6,184-18.6% | $5,433-7.3% | $4,876+3.2% |
| Participant deferral / active EE | $16,680 | $5,629+196.3% | $4,939+237.7% | $5,439+206.7% |
| Admin fee / account holder | $8,367 | $16,852-50.3% | $13,881-39.7% | $10,886-23.1% |