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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,145 | $76,774-85.5% | $112,249-90.1% | $77,906-85.7% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.1%+24.9pp | 73.7%+26.3pp |
| Annual return | -16.18% | -10.25%-5.9pp | 27.48%-43.7pp | 12.16%-28.3pp |
| Employer contribution / active EE | $274 | $3,977-93.1% | $3,636-92.5% | $2,846-90.4% |
| Participant deferral / active EE | $6,769 | $3,778+79.1% | $4,729+43.1% | $4,805+40.9% |
| Admin fee / account holder | $2 | $239-99.1% | $6,412-100.0% | $133-98.3% |