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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,215 | $62,589+31.4% | $76,768+7.1% | $64,173+28.1% |
| Participation rate | 90.6% | 72.8%+17.8pp | 77.0%+13.7pp | 69.6%+21.1pp |
| Annual return | -9.31% | -1.95%-7.4pp | 2.43%-11.7pp | 7.63%-16.9pp |
| Employer contribution / active EE | $2,728 | $1,832+48.9% | $2,485+9.8% | $2,381+14.6% |
| Participant deferral / active EE | $6,120 | $3,145+94.6% | $3,852+58.9% | $3,470+76.4% |
| Admin fee / account holder | $2,876 | $4,667-38.4% | $6,675-56.9% | $4,887-41.1% |