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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,514 | $86,949+96.1% | $102,460+66.4% | $80,959+110.6% |
| Participation rate | 88.5% | 72.4%+16.1pp | 76.5%+12.0pp | 67.7%+20.8pp |
| Annual return | 8.94% | 18.89%-10.0pp | 29.47%-20.5pp | 35.67%-26.7pp |
| Employer contribution / active EE | $3,350 | $2,370+41.3% | $3,025+10.7% | $2,757+21.5% |
| Participant deferral / active EE | $7,701 | $4,121+86.9% | $5,056+52.3% | $4,300+79.1% |
| Admin fee / account holder | $20,075 | $8,048+149.5% | $9,460+112.2% | $6,925+189.9% |