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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,128 | $34,316+31.5% | $74,723-39.6% | $72,976-38.2% |
| Participation rate | 38.5% | 42.4%-3.9pp | 54.5%-16.0pp | 69.5%-31.0pp |
| Annual return | 19.24% | 26.58%-7.3pp | 753.18%-733.9pp | 81.02%-61.8pp |
| Employer contribution / active EE | $0 | $692-100.0% | $1,084-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,139 | $1,272-10.4% | $1,962-41.9% | $3,608-68.4% |
| Admin fee / account holder | $255 | $2,125-88.0% | $3,335-92.4% | $5,124-95.0% |