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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,906 | $124,346+53.5% | $111,308+71.5% | $167,536+13.9% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 6.90% | 37.45%-30.6pp | 54.67%-47.8pp | 478.82%-471.9pp |
| Employer contribution / active EE | $6,739 | $3,437+96.1% | $2,732+146.7% | $4,839+39.3% |
| Participant deferral / active EE | $7,485 | $5,182+44.5% | $4,487+66.8% | $6,342+18.0% |
| Admin fee / account holder | $1,490 | $10,621-86.0% | $7,965-81.3% | $12,315-87.9% |