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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,667 | $135,956-81.9% | $123,894-80.1% | $273,972-91.0% |
| Participation rate | 50.0% | 84.1%-34.1pp | 81.4%-31.4pp | 83.0%-33.0pp |
| Annual return | 18.29% | 56.63%-38.3pp | 47.52%-29.2pp | 41.46%-23.2pp |
| Employer contribution / active EE | $1,387 | $5,170-73.2% | $4,617-70.0% | $4,869-71.5% |
| Participant deferral / active EE | $3,804 | $6,343-40.0% | $5,984-36.4% | $5,287-28.1% |
| Admin fee / account holder | $728 | $9,817-92.6% | $8,357-91.3% | $10,133-92.8% |