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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,731 | $97,125-76.6% | $86,233-73.6% | $137,256-83.4% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.0%-19.0pp | 80.0%-30.0pp |
| Annual return | 19.68% | 74.19%-54.5pp | 61.39%-41.7pp | 220.34%-200.7pp |
| Employer contribution / active EE | $7,260 | $2,841+155.5% | $2,504+189.9% | $4,156+74.7% |
| Participant deferral / active EE | $0 | $5,180-100.0% | $4,559-100.0% | $6,407-100.0% |
| Admin fee / account holder | $54 | $9,725-99.4% | $8,342-99.4% | $12,270-99.6% |