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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,731 | $107,809-78.9% | $97,032-76.6% | $155,188-85.4% |
| Participation rate | 50.0% | 75.5%-25.5pp | 71.6%-21.6pp | 80.8%-30.8pp |
| Annual return | 19.68% | 38.06%-18.4pp | 35.38%-15.7pp | 148.84%-129.2pp |
| Employer contribution / active EE | $7,260 | $2,911+149.4% | $2,629+176.1% | $4,248+70.9% |
| Participant deferral / active EE | $0 | $5,129-100.0% | $4,672-100.0% | $6,531-100.0% |
| Admin fee / account holder | $54 | $10,717-99.5% | $9,418-99.4% | $14,480-99.6% |