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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,731 | $108,882-79.1% | $96,754-76.5% | $154,746-85.3% |
| Participation rate | 50.0% | 75.1%-25.1pp | 70.3%-20.3pp | 80.7%-30.7pp |
| Annual return | 19.68% | 98.39%-78.7pp | 82.04%-62.4pp | 172.34%-152.7pp |
| Employer contribution / active EE | $7,260 | $3,018+140.5% | $2,679+171.0% | $4,379+65.8% |
| Participant deferral / active EE | $0 | $5,323-100.0% | $4,758-100.0% | $6,730-100.0% |
| Admin fee / account holder | $54 | $10,200-99.5% | $8,905-99.4% | $14,365-99.6% |