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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,939 | $150,446-26.9% | $136,297-19.3% | $147,585-25.5% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 13.97% | 1049.14%-1035.2pp | 5156.19%-5142.2pp | 578.58%-564.6pp |
| Employer contribution / active EE | $2,332 | $5,256-55.6% | $4,696-50.3% | $4,876-52.2% |
| Participant deferral / active EE | $4,815 | $6,631-27.4% | $6,247-22.9% | $5,439-11.5% |
| Admin fee / account holder | $9,579 | $10,906-12.2% | $9,244+3.6% | $10,886-12.0% |