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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,611 | $133,981-21.2% | $112,249-5.9% | $134,532-21.5% |
| Participation rate | 93.3% | 78.6%+14.8pp | 75.1%+18.3pp | 81.2%+12.1pp |
| Annual return | -22.61% | 47.16%-69.8pp | 27.48%-50.1pp | 418.27%-440.9pp |
| Employer contribution / active EE | $2,968 | $4,040-26.5% | $3,636-18.4% | $4,741-37.4% |
| Participant deferral / active EE | $9,494 | $5,292+79.4% | $4,729+100.8% | $6,401+48.3% |
| Admin fee / account holder | $2,128 | $7,492-71.6% | $6,412-66.8% | $11,429-81.4% |