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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,169 | $165,399-86.0% | $149,745-84.5% | $158,982-85.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.63% | 348.34%-331.7pp | 276.72%-260.1pp | 302.99%-286.4pp |
| Employer contribution / active EE | $3,718 | $5,105-27.2% | $4,646-20.0% | $4,763-21.9% |
| Participant deferral / active EE | $7,309 | $7,183+1.8% | $6,843+6.8% | $5,983+22.1% |
| Admin fee / account holder | $1,293 | $10,811-88.0% | $9,312-86.1% | $11,252-88.5% |