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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,291 | $93,064-33.1% | $74,577-16.5% | $273,972-77.3% |
| Participation rate | 33.3% | 74.9%-41.6pp | 68.1%-34.8pp | 83.0%-49.7pp |
| Annual return | 7.99% | 26.18%-18.2pp | 20.47%-12.5pp | 41.46%-33.5pp |
| Employer contribution / active EE | $361 | $3,160-88.6% | $2,525-85.7% | $4,869-92.6% |
| Participant deferral / active EE | $903 | $4,160-78.3% | $3,458-73.9% | $5,287-82.9% |
| Admin fee / account holder | $8,127 | $5,273+54.1% | $4,138+96.4% | $10,133-19.8% |