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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,598 | $107,809-8.5% | $90,657+8.8% | $135,380-27.2% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -9.80% | -0.90%-8.9pp | 1.89%-11.7pp | 519.81%-529.6pp |
| Employer contribution / active EE | $2,308 | $3,018-23.5% | $2,532-8.8% | $4,779-51.7% |
| Participant deferral / active EE | $7,244 | $3,872+87.1% | $3,424+111.5% | $5,609+29.1% |
| Admin fee / account holder | $457 | $5,931-92.3% | $4,994-90.8% | $10,828-95.8% |